TERMS AND CONDITIONS (T&C)

1. Introduction

Welcome to the Property Payment Plan website, operated by József Bognár Freelancer! These Terms and Conditions (T&C) define the rules and conditions for using our website and services. By accessing the website and using our services, you agree to these terms. If you do not agree with any part of these terms, please discontinue the use of the Property Payment Plan website, services, or any associated social media platforms.

2. Definitions

"Company," "We," "Our," or "Us": refers to József Bognár Freelancer.
"User," "You," or "Your": refers to the person using our website and services.
"Services": refers to all products, services, and information provided by Property Payment Plan.
"Website": always refers to www.propertypaymentplan.com.

3. Use of the Website and Services

You must be at least 18 years old and legally competent to use our services.
The website is strictly for informational, data collection, data organization, comparison, calculation, and estimation purposes. Under no circumstances does it constitute financial, legal, or investment advice. The interpretation and evaluation of the data and services is solely the user’s responsibility. We do not provide personal advice and do not assume liability for decisions made using our services.
The use of our services does not imply any obligation to purchase real estate or make any other transaction.
All services are used at your own risk. We are not liable for decisions made based on the information provided.
We reserve the right to modify, limit, or terminate services at any time.

4. Registration and Account Usage

Certain features may require registration. Information provided during registration must be accurate and truthful.
You are responsible for securing your account and must report any suspicious activity to us immediately.
Only the approved registrant may use the account and its associated data. It may not be transferred to other individuals, companies, or organizations.
Real estate agents or agencies may not use the comparison calculator without permission.
Each account may only be used by one competent adult.
If the account is shared with others, used with someone else's data, used to make a profit, or data is sold, legal action will be taken against the registered user, and the account will be immediately suspended and permanently deactivated.
We reserve the right to delete, suspend, or limit any account that violates these terms or infringes on our business interests or intellectual property.

5. Intellectual Property Rights

All content, including texts, images, logos, data, diagrams, YouTube videos, Instagram posts, TikTok videos, and Facebook posts, is the property of József Bognár Freelancer unless otherwise stated.
The calculator and all software, algorithms, and technical solutions required for its operation are the intellectual property of József Bognár Freelancer. Unauthorized use or copying may result in criminal prosecution.
Copying, modifying, distributing, or reproducing any part of the website without prior written permission is strictly prohibited and will result in legal consequences.

6. Payments

Website services, including the calculator and property comparison tools, are free of charge and do not require payment or purchases.
Providing information or redirecting you to developers or agents is also free of charge and carries no payment obligation.
If any service offered in the future requires payment, you will be informed in writing in advance.

7. Limitation of Liability

We do not guarantee uninterrupted access to our website, calculators, or services.
All data and calculations provided are for informational purposes only and do not constitute an official offer.
We are not liable for inaccuracies, typographical errors, or incorrect information.
We accept no liability for direct or indirect damages resulting from our services, partners, or associated developers.
We are not responsible for third-party information or services.
We are not liable for damages caused by technical limitations or their consequences.

8. Data Protection and Security

Our privacy policy outlines how we collect, use, and protect your personal data.
By using our services, you agree to our data handling practices.
We will not sell or share your data with third parties without your explicit consent, unless required by law or requested by you.

9. Modification of Terms and Conditions

We reserve the right to modify these terms at any time.
Changes take effect immediately upon being posted on our website.
It is your responsibility to regularly review the current terms.

10. Governing Law and Jurisdiction

These terms are governed by the laws of Dubai, United Arab Emirates.
Any disputes will fall under the jurisdiction of the Dubai courts.

11. Contact Information

If you have any questions or comments regarding these Terms and Conditions, please contact us through any of our provided contact channels.

József Bognár Freelancer
Property Payment Plan
info@propertypaymentplan.com
+971 58 564 9197